Why We Exist: 60% Of Households Overpaying

An easy way to cut your monthly mortgage bill and save money is to switch to a cheaper one.

A cheaper mortgage could be available from your existing lender or offered by a completely different lender which you could switch to.

Exactly how much money you could save depends on lots of factors. However our research shows that three in five people in Ireland could save €1,000 or more within a year of switching. And over 60% of switched mortgages are €10,000+ cheaper over the remaining term of the loan.

signature

Why do so few people switch mortgage provider in Ireland?

1.

Underestimated Savings

60% of households are overpaying on their mortgage, and 60% of people who switch save over €10,000

2.

Comparisons are complicated

Banks are making comparing much more difficult, with new cashback options obscuring the rate

3.

Long, Complex Process

Getting your mortgage is a lot harder than switching. But most people don’t know this!

We’ve helped employees from a wide range of companies

Pay Off Your Mortgage Faster

Taking out a mortgage is a big financial commitment and you should try to get the best deal that you can on the loan.

The best deal when you take out your mortgage, may not be the best deal forever. Over time, cheaper deals can become available and you could end up paying more for your mortgage than you need to.

This is especially true in Ireland with more and more lenders entering the market and new deals cropping up every few months.

Case Study:

John is 51 and has been on a fixed rate mortgage for the past 12-Years.

His total mortgage balance is €221,574

John spoke with one of our mortgage advisors and discovered that he could reduce his rate, pay a lump sum off his mortgage AND access €2,000 cash back from his new lender.

This is the dream scenario, and everyone’s situation is slightly different, but it’s always worth a chat to see if we can help.

Am I Eligible?
icon-1@2x

Find Out If You Qualify

Don’t join the 60% of households that are overpaying on their mortgage. Take our quick and easy assessment and see if you qualify. It’s 100% commitment free.

Am I Eligible?